Average APRs have inched down slightly, but you should focus on lowering your credit card balance as soon as you can.

While income is an important factor that goes into a credit card application, having a lower income won't exclude you from opening a credit card by itself. Rather, if you have a low income ...

The Perpay Credit Card doesn’t require a security deposit, but it does charge service fees. Plus, you'll have to link your ...

Credit cards can offer valuable sign-up bonuses, rewards for spending, and rewards for refering new customers. At least one ...

Debt settlement is a last resort option for someone looking to get out of credit card debt, and there are tax implications ...

Balance transfer cards typically require good credit or excellent credit (scores ... issuers factor in your employment status, income and monthly housing costs, all of which can help or hurt ...

A new report finds that people are spending more on their cards and paying down less. Financial experts offer tips for ...

Here's how to position yourself for a successful balance transfer and secure an appropriate balance transfer limit to effectively manage your debt.

Credit card issuers are required to include a “minimum payment warning” in compliance with amendments to the Truth in Lending ...

Money transfer between a credit card to a bank account is a convenient ... to the bank account only in emergency circumstances. Income tax scrutiny:Excessive usage of credit cards may draw ...

For some cardholders, balance transfer credit cards offer a quicker, more attainable solution for debt payoff. Balance transfers help you repay debt using an introductory 0% APR (annual percentage ...