Although investing in a CD might be tempting when rates are high, you'll face fees and difficulty accessing the funds if you need to make an emergency withdrawal.

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A certificate of deposit (CD) account was an almost mandatory requirement for savers in recent years. Thanks to a spike in inflation and a resulting rise in interest rates, savers were able to ...

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So how could the Fed's moves — and any other economic changes that occur — impact the CD account interest rate landscape this year? Here's what experts say could happen with CD rates in 2025.