Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.

The higher your credit score, the more likely you are to get the best mortgage rates. But making regular mortgage payments can boost your score in the long run.

A credit score has a dramatic impact on your ability to borrow, secure the best loan terms possible, and even get a job or rent an apartment. More often than not, however, many myths surround ...

When Prerna applied for a credit card with a comparatively high limit of 5 lakh rupees, in the first year of her job as a junior fashion designer, her application was denied on the basis of a low ...

An icon in the shape of a lightning bolt. Impact Link Your credit score plays a pivotal role in your financial life, affecting everything from applying for an apartment lease to buying a house or ...

Average credit is a stepping stone to good credit, which can lead to an excellent credit score down the line. While a fair and average credit score is better than having no credit or bad credit ...

A perfect FICO credit score is 850, but experts tell CNBC Select you don't need to hit that target to qualify for the best credit cards, loans or interest rates. "If you're at 760, or 780 ...

Poor credit raises rates by 95% compared to having good credit. Your credit score can impact your car insurance rate. A higher credit score decreases your car insurance rate with almost every ...

The rule of thumb for credit scores is the higher, the better. Does that mean hitting the highest possible credit score — 850 — is a goal worth striving for? Admittedly, a good to excellent ...

Check your free credit score and credit report as often as you want, and get alerts about changes so you can manage your credit effectively. Credit education Stay on top of your score with ...

Although there’s not an official credit score requirement listed for each card, there are some general things you should know about how an issuer uses your credit history to determine approval ...