Most generations increased their average FICO Score by a single point in 2024, although Generation X, currently carrying more ...

Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on ...

FICO released key guidance and takeaways from a study that has recently analyzed the impact of BNPL loans in a consumer’s ...

A FICO score is a credit risk measurement tool. It is developed by Fair Isaac Corporation. It is a tool which summarizes an individual's repayment behavior and it is primarily based on their ...

The biggest US buy now, pay later providers have long pushed back against sharing their data with credit-scoring firms, ...

Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as ...

The research compared the FICO® Scores of more than 500,000 consumers who opened at least one new Affirm BNPL loan against a benchmark population of consumers without an Affirm BNPL loan.

CEO Lansing stated that the decision was "not surprising" and reaffirmed confidence in the FICO Score’s central role in evaluating mortgage risk, regardless of changes in the GSE landscape.

The average credit score was 715 in 2024, according to Experian data. That average, as of the third quarter of 2024, is unchanged from the same quarter in 2023. For 11 straight years, the average ...